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» INTRODUCTION 1.1 BACKGROUND OF STUDY The master key to the success of any cooperation or institution (financial and non financial) is the effective management system. This could be achieved through hard work. This could be achieve through hardworking of the directors managing directors, management staff and all other workers in the organization. The major role lies on the head of the board of dire...Continue Reading »
75 pages | 773 engagements |
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» 1.0 INTRODUCTION 1.1 BACKGROUND OF THE STUDY The problems of small business failure is as old as the history of business itself a large number if business which started with so much optimism and promise have failed. The problms that confront business in its own right could contribute a great threat to the survival of he business. It is better to indicate here that the survival of business if any p...Continue Reading »
75 pages | 916 engagements |
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» INTRODUCTION 1.1 BACKGROUND OF THE STUDY Fraud is whenever form is limitless in classification. This is the more reason why courts and writers on fraud haven / ways sly away from giving it a particular definition last discuss it under whatever form it prevent itself, so here, there has never been a single definition of term fraud. Not with standing the varied meaning accepted to the concept of fin...Continue Reading »
75 pages | 622 engagements |
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» Globalization can be defined as the process of shifting autonomous economic into the global market or the systemic integration of autonomous economies into global system of production and distribution. This invariably involves an efficient and dynamic financial sector that is necessary for the facilitations of intermediation and exchange of goods and services. For example, inefficient payment syst...Continue Reading »
75 pages | 546 engagements |
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» Credit generally denotes loans and advances made either directly or indirectly by a creditor (lender) to a debtor (borrower) on the principles of different payment. The banks as a lender, provides credit facilities by making funds available to customers in agreed terms and condition of payment. The gain of this credit to the bank is supposed to be huge profit instead of this over the year, modern ...Continue Reading »
75 pages | 594 engagements |
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» Background of the Study Automated Teller Machines (ATM) are devices used by bank customers to process account transactions. Typically, a user inserts into the ATM a special plastic card that is encoded with information on a magnetic strip. The strip contains an identification code that is transmitted to the bank’s central computer by modem. To prevent unauthorized transactions, a personal id...Continue Reading »
75 pages | 515 engagements |
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» Background of the Study The consolidation of banks has been the major policy instrument being adopted in correcting deficiencies in the financial sector. The economic rationale for domestic consolidation is indisputable. An early view of consolidation in banking was that it makes banking more cost efficient because larger banks can eliminate excess capacity in areas like data processing, personnel...Continue Reading »
75 pages | 568 engagements |
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» The Role of Financial Institutions in Disaster Risk Mitigation Cycle; The Financial institutions concern in disaster risk mitigation are discussed below Insurance In developing countries, it is difficult to establish the link between insurance and mitigation. The need for mitigation is high as many structures are completely uninsurable since they are not only located in settlements without basic s...Continue Reading »
75 pages | 694 engagements |
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» TABLE OF CONTENTS Title Page 1 Certification 2 Dedication 3 Acknowledgement 4 Abstract 5 List of Tables 6 CHAPTER ONE: INTRODUCTION 1.1. Background of the Study 1.2. Statement of the Problem 1.3. Objectives of the Study 1.4. Statement of Research Questions 1.5. Research Hypothesis 1.6. Significance of the Study 1.7. Scope of the Study 1.8. Limitation of the Study 1.9. Definition of Terms 1.10. Bri...Continue Reading »
75 pages | 617 engagements |
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» Monetary policy entails the government policies aimed at changing the quantity of money or credit condition for example, open market operation or changes in required reserved ration etc. Monetary policies involves changes in the quantity of money held by the public. In our economy, there are two types of money most obviously the naira bills and coins which you have in your pocket and money. In eve...Continue Reading »
75 pages | 1,247 engagements |
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» ABSTRACT For the purpose of clarity, the work will be divided into five (5) chapters and each of the chapters will look at a relevant segments of the study as follows, chapter on gives a general introduction, the aim of engaging in the study, definition of the study, key terms and research questions. This chapter is therefore an overview of the whole work. The second chapter contains the literatur...Continue Reading »
75 pages | 575 engagements |
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» Concept of Credit Credit is defined by the Economist Dictionary of Economics as “the use or possession of goods or services without immediate payment” and it “enables a producer to bridge the gap between the production and sale of goods” and “virtually all exchange in manufacturing, industry and services is conducted on credit”.(Colquitt 2007) Consequently, cred...Continue Reading »
75 pages | 591 engagements |
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» Background of the Study The Nigerian banking industry has witnessed tremendous changes and expansion since the mid 1980s. Unfortunately the growth and expansion in the sector are not the manifestation of a sound or vibrant banking system known anywhere in the world. Most banks in Nigeria are characterized by inadequate capital base, poor services, hug rate of bankruptcy, lack of management experti...Continue Reading »
75 pages | 553 engagements |
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» SMALL SCALE ENTERPRISES DEFINED Small scale business companies of different definitions depending on the environment cannot be one of the standard definition for small scale business. According to the federal ministry of industry act (FMI) (1979 2) small scale business consist of any business with total capital investment of two million naira (N2,000,000) with a number of employees not more than f...Continue Reading »
75 pages | 579 engagements |
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» ABSTRACT This research was embarked upon to gain institute into growth of indigenous firms in Nigeria. This is specifically an attempt to investigate the impact of indigenous firms among others. The objective are not only to acquaint equitable growth for indigenous firm and also to cheek the challenges and prospects and to equally highlight its relevance among indigenous firms review of relaxed li...Continue Reading »
75 pages | 1,731 engagements |
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» 2.1 Overview of Small and Medium Scale Enterprises. According to allbusiness.com (2010), the abbreviation of small and medium scale enterprises (SMEs) occurs commonly in the European Union and in International Organizations such as the World Bank, the United Nations and the World Trade Organization. Also the term Small and Medium Scale Businesses (SMEs) is predominantly used in the United States o...Continue Reading »
75 pages | 515 engagements |
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» ABSTRACT The recapitalization of the banking sector in Nigeria since 2005 has brought about a total change in commercial bank lending behavior and credit management in Nigeria. With the growth in entrepreneurial activities in Nigeria, the demand for bank loans is at the increase. Small and medium scale business owners are constantly looking for business credit to expand their operations and sustai...Continue Reading »
75 pages | -1 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY Money deposit banks are resident depository corporations and quasi corporations which have any liabilities in the form of deposits payable on demand, transferable by cheque or otherwise usable for making payments. The banking sector in Nigeria in 2010 financial year was oligopolistic in structure as only ten banks 11.1% of the 90 operation accou...Continue Reading »
75 pages | 1,687 engagements |
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» CHAPTER ONE INTRODUCTION 1.1. Background of the study Mobile banking is an innovation that has progressively rendered itself in pervasive ways cutting across several financial institutions and other sectors of the economy. During the 21st century mobile banking advanced from providing mere text messaging services to that of pseudo internet banking where customers could not only view their balances...Continue Reading »
75 pages | 721 engagements |
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» CHAPTER ONE INTRODUCTION 1.1 BACKGROUND TO THE STUDY The role of BVN aimed at curtailing hazards associated with social security and credit risk cannot be underestimated (Leland & David, 1977). In recent times, biometric technologies have been used to analyze human characteristics as an enhanced form of authentication for real time security processes. In the face of increasing incidents of com...Continue Reading »
75 pages | -1 engagements |